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Quick Loan Process

Talk To An Expert

+1 (212) 537-6342

Small business owners want to grow, but sometimes cash flow is so tight they can only run the day-to-day activities. A working capital loan comes solves that issue. It allows you to continue to pay your day-to-day operating expenses while being able to invest in growth with the necessary working capital.


What Exactly Is A
Working Capital Loan?

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Working Capital Loan

Avoid the pitfalls of a small business with working capital

Quick and simple applications to get you funded

Sustain your business with liquid assistance


How Do Working Capital Loans Work?

Small businesses endure cash flow shortages from slow-paying creditors or unexpected payments. These loans have the advantage of easing these cash-flow burdens. One of the common myths about applying for working capital loans is the approval time. Our funding specialists process your funding application within 24-48 hours of receiving the required information. Our team will ask a few initial questions when determining your working capital needs.

Time In Business

What is the business commencement date? This differs from the incorporation date if there was an established or set-up period. If your business has been operating for less than 1 year -- versus 2 or 3 years -- the funding amount will differ.

Business Bank
Account Balance

Lenders ensure balances remain positive every month. When your business statements have multiple negative months and days of non-sufficient funds, this keeps lenders from approving working capital loans. Have bank statements with 6 to 12 months of positive balances to get your application approved.

Card Statements

Six to 12 months of business bank statements are needed. Please have 3-6 months of credit card statements available if your business accepts credit cards. That way, we can reconcile credit card statements with deposits.

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Obtain Working Capital Loans For Your Business Fast And Easy


You need the freedom to buy new equipment, employ more staff, and expand your operation. As a nationwide capital lender, we understand your need for fast-working capital loans.

Avoid cash flow problems and stay focused on your day-to-day business needs. Meanwhile, Goldman Financial helps with the right solutions for financing your working capital needs. Follow these steps in preparation for your working capital application with Goldman Financial.

We understand cash flow and accounts receivable are wildly inconsistent. We've helped hundreds of businesses with these inconsistencies — from firms to farmers. Our fast working capital loans with flexible terms and faster turnaround times have helped them all expand their businesses better than if they went through traditional banking.

Documents Needed To Apply
For Working Capital Loans:

Driver’s License

Voided Business Check

Bank Statements

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Apply For A Working Capital Loan And Get Approved In Minutes

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At Goldman Financial, we make financing your business growth simple and efficient.

Tokyo Operations Center:

R7 Building
7-12 Ropponngi
Tokyo, Japan 106-0032

London Operations Center:

17 Hanover Square
London, United Kingdom W1S 1BN

West Coast Regional Office:

201 Spear Street Suite 1100

San Francisco, CA, 94105

South East Regional Office:
777 Brickell Ave
Suite 500
Miami, FL 33131

Corporate Office:
40 Wall Street
28th Floor 
New York, NY 10005


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